Financing

Know how much you can spend before you start house hunting!

You and your bank might have different ideas of what you can afford, so don't you think it's a good idea to see what they are willing to give you? It's always best to pre-qualify for for a mortgage so you know how much a bank is willing to lend you.

Here's what you will find out in the pre-qualification process:

- How much money you will need to have for a down payment.

- What the advantages and disadvantages are of a higher down payment vs. the minimum down payment.

- How high of a monthly payment a financial institution will be willing to let make.

- How much home you can really afford.

Here at Realty Ohio we work with all sorts of buyers and have all sorts of mortgage products to fit your needs. Our preferred mortgage lenders are responsive, nice, informative and most of all will pick the mortgage best fitted to your situation.

Our online mortgage application is in the workings. Feel free to contact us with any questions you might.

Buying Your First Home? REALTORS? Are Your Professional Guides. Make Sure You Choose a Top Expert.

As a first time home buyer it can be scary to move through the process. This is why finding a knowledgeable and trustworthy Realtor is beneficial to your success and ultimate happiness. You should find an agent you feel comfortable with and trust in order to help ensure a smooth process.

Here at Realty Ohio we strive to provide premier service to all of our clients. You, the client, come first and any question you have, no matter how stupid you might feel asking it, is a good question. You should understand everything and it's our job to explain everything as best we can.

While working with one of our agents we will help you through the following:

- Which suits your situation better, renting or buying?

- What a financing institution is looking for to qualify you.

- What you need to qualify for a mortgage

- How much can you really afford?

- How much cash you should put down.

- How you might be able to buy with little or no money down.

- What your monthly payments will be.

- The benefits that buying a home would provide for your taxes.


Feel free to contact us with any questions you might have. At no obligation to you we will provide you with all of the answers you might need to further your home buying process.